Last updated: June 2026 | Effective immediately upon account registration
Please read these Terms & Conditions carefully before registering or using any service on qo123. By creating an account, depositing funds, or placing any wager, you agree to be bound by these terms in full.
Important points from the qo123 Terms & Conditions — full legal text follows below
qo123 is available exclusively to persons who are at least 21 years of age and physically located in the Philippines where online gambling is legally permitted. Age verification is mandatory during registration.
Each individual may hold only one active qo123 account. Duplicate accounts will be closed and any balances within them may be forfeited. Account sharing or transfer to another person is strictly prohibited under these Terms.
All bonuses and promotions offered by qo123 are subject to specific wagering requirements and time limits. Bonus funds must be wagered the stated number of times before any associated winnings become eligible for withdrawal.
All transactions on qo123 are denominated in Philippine Pesos (PHP/₱). qo123 processes deposits and withdrawals via GCash, Maya, BPI, BDO, and other approved Philippine payment methods only.
Fraudulent activity, use of automated betting software (bots), collusion, exploitation of software errors, and any attempt to manipulate game outcomes will result in immediate account suspension and forfeiture of funds.
These Terms & Conditions are governed exclusively by the laws of the Republic of the Philippines. Any disputes arising from the use of qo123 shall fall under the jurisdiction of Philippine courts and PAGCOR's regulatory framework.
In these Terms & Conditions, the following definitions apply:
By accessing the qo123 Platform, creating an account, depositing funds, or placing any wager, you confirm that you have read, understood, and unconditionally agree to be bound by these Terms & Conditions, together with qo123's Privacy Policy and Responsible Gaming Policy, which are incorporated herein by reference.
If you do not agree to any provision of these Terms, you must immediately cease use of the qo123 Platform and close your account. Continued use of the Platform after any amendment to these Terms constitutes your acceptance of the revised Terms.
Important: These Terms constitute a legally binding agreement between you and qo123 under the laws of the Republic of the Philippines. You are advised to retain a copy of these Terms for your records.
To register and maintain an account on qo123, you must meet all of the following eligibility requirements at all times:
During registration, qo123 will collect your full legal name, date of birth, mobile number, and government-issued identification for KYC verification. qo123 reserves the right to request additional verification documents at any time, including but not limited to a valid Philippine government ID (UMID, PhilSys ID, Passport, Driver's License, or VHAP), proof of address, and source of funds declarations.
Each individual may register only one (1) account on qo123. Registering multiple accounts — whether under the same or different personal details — is a material breach of these Terms and will result in closure of all associated accounts and forfeiture of all balances therein.
You are solely responsible for maintaining the confidentiality of your qo123 account login credentials, including your username and password. You agree to:
qo123 will never ask for your password via any communication channel, including live chat, SMS, or email. Any communication claiming to be from qo123 and requesting your password should be treated as fraudulent. qo123 shall not be liable for any losses arising from a Member's failure to secure their login credentials.
All financial transactions on qo123 are denominated in Philippine Pesos (PHP). The following conditions apply to all deposits and withdrawals:
qo123 offers various bonuses and promotions to both new and existing Members from time to time. All bonuses are subject to the following general conditions, in addition to any specific terms stated at the time of the offer:
All bets placed on qo123 — whether on slot games, live casino tables, sports betting markets, bingo, or sabong — are final once confirmed. The following rules apply across all gaming verticals on qo123:
The following activities are strictly prohibited on qo123. Engaging in any prohibited activity constitutes a material breach of these Terms and may result in immediate account suspension, closure, and forfeiture of all balances:
qo123 is committed to promoting responsible gaming and minimising the potential for gambling-related harm among its Members. In fulfilment of PAGCOR's responsible gaming requirements, qo123 provides the following tools to all registered Members:
qo123 strictly enforces the 21-year minimum age requirement. qo123 employees are trained to identify signs of problem gambling and are empowered to initiate responsible gaming interventions where necessary. For support beyond qo123's internal tools, Members are encouraged to seek help from PAGCOR's responsible gaming resources.
Gambling should always be entertainment. If gambling is causing distress or financial hardship, please visit the qo123 Responsible Gaming page or contact PAGCOR's responsible gaming hotline for independent support.
qo123 reserves the right to suspend, restrict, or permanently close any Member account at any time, with or without prior notice, for any of the following reasons:
Upon account closure, any Real Money Balance remaining in the Member's account will be returned via the Member's registered payment method, provided the account was not closed due to fraud, breach of Terms, or money laundering concerns. Bonus balances and associated winnings are non-refundable upon account closure for cause.
To the fullest extent permitted by applicable Philippine law, qo123's total liability to any Member arising from or related to the use of the Platform — whether in contract, tort, or otherwise — shall not exceed the total amount deposited by that Member in the thirty (30) days immediately preceding the event giving rise to the claim.
qo123 is not liable for any indirect, incidental, consequential, special, or punitive damages arising from the use of the Platform, including but not limited to loss of profits, loss of data, or loss of winnings caused by circumstances beyond qo123's reasonable control. This includes, without limitation, disruptions to the internet, payment network outages, or force majeure events.
The qo123 Platform is provided on an "as is" and "as available" basis. While qo123 makes every reasonable effort to maintain Platform availability, we do not guarantee uninterrupted access and accept no liability for service disruptions caused by maintenance, technical failures, or network issues.
All content on the qo123 Platform — including but not limited to the qo123 brand name, logo, website design, game interfaces, text, images, graphics, software, and any other proprietary materials — is the intellectual property of qo123 or its licensed content providers and is protected under Philippine intellectual property law.
Members are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform solely for personal entertainment purposes. This licence does not permit reproduction, distribution, modification, or commercial use of any Platform content without qo123's prior written consent.
qo123 collects, processes, and stores personal data in accordance with its Privacy Policy, which is incorporated into these Terms by reference. By registering on qo123, you consent to the collection and processing of your personal data as described in the Privacy Policy.
qo123 is required to share Member information with PAGCOR and other competent Philippine authorities in fulfilment of its regulatory obligations, including AMLA compliance reporting.
These Terms & Conditions shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to conflicts of law principles.
Any dispute arising out of or relating to these Terms, the qo123 Platform, or any transaction conducted thereon shall first be referred to qo123's support team for resolution. If the dispute cannot be resolved informally within thirty (30) days, either party may escalate the matter to PAGCOR's dispute resolution mechanism. If PAGCOR's mechanism does not resolve the dispute, the parties submit to the exclusive jurisdiction of the competent courts of the Philippines.
qo123 reserves the right to amend, update, or replace these Terms & Conditions at any time. When material changes are made, qo123 will provide reasonable notice to Members via email or a prominent in-platform notification at least seven (7) days before the changes take effect, except where immediate amendment is required by PAGCOR direction or applicable law.
Your continued use of the qo123 Platform after the effective date of any amendment constitutes your acceptance of the revised Terms. If you do not accept the revised Terms, you must close your account and cease using the Platform before the effective date.
If you have any questions, concerns, or complaints regarding these Terms & Conditions, please contact the qo123 support team via live chat (available 24/7 within the Platform) or via the email address listed on the qo123 website. qo123 will acknowledge all written queries within two (2) business days.
For regulatory matters, qo123 is supervised by PAGCOR, the Philippines' national gaming regulatory authority.
PAGCOR-licensed · GCash deposits · 500+ games · 21+ only · All in Philippine Pesos
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